The US Lacrosse Insurance Program applies whether the lacrosse games or activities are held outdoors or indoors, as long as the established rules for field lacrosse are used. Minor modifications of those rules will not affect the insurance coverage as long as the modifications do not challenge the intent of the rules or jeopardize player safety.

For indoor lacrosse, all lacrosse activities are covered as long as field lacrosse rules are enforced. The insurance program does not apply to any play involving Box Lacrosse rules or play that allows cross-checking or boarding.